Sullivan Heating Cooling Plumbing - Heating System Installation Near Me serving Grandville MI
Address: 4101 40th St SE STE 1, Kentwood, MI 49512
Phone: (616) 693-5491

FAQ's About Heater Repair

What are people who fix heaters called?

People who fix heaters are usually called HVAC technicians or heating technicians. At Sullivan Heating Cooling Plumbing, our technicians diagnose and repair furnaces safely, restore heat fast, and make sure your system is operating properly for West Michigan winters.

How do you fix a heater that won't heat?

The right fix depends on what’s causing the failure. Common issues include thermostat problems, dirty filters restricting airflow, ignition failure, sensor issues, or safety shutoffs. Because furnaces involve electricity and combustion, the safest step is a professional diagnostic to identify the exact problem and restore heat correctly.

Is it cheaper to repair or replace a heater?

It depends on the age of the system, the cost of the repair, and how often it’s been breaking down. If the heater is newer and the repair is straightforward, repair usually makes sense. If the system is older, unreliable, or the repair is major, replacement can be the better long-term value.

What is the most expensive part to fix on a furnace?

The most expensive furnace repair is often the heat exchanger or a major control board. A heat exchanger issue is also a safety concern, so we focus on clear findings, safe recommendations, and options that protect your home and family.

Is it cheaper to fix a furnace or replace it?

Smaller repairs are usually cheaper than replacement, especially if your furnace is newer. But if the furnace is older and the repair is costly, replacement may reduce future repair risk and improve comfort and efficiency.

What is the $5000 rule for HVAC?

The $5,000 rule is a quick guideline to help decide between repair and replacement. Multiply the furnace’s age by the repair cost. If the result is over $5,000, replacement is often the smarter option. We use this as a guideline and still consider safety, reliability, and your goals.

What is the most common furnace failure?

The most common furnace failures include dirty flame sensors, failed ignitors, clogged filters, and thermostat issues. These often show up during peak winter use and can usually be repaired quickly after a proper diagnostic.

Is furnace repair covered by homeowners insurance?

Most homeowners insurance does not cover furnace repairs caused by normal wear and tear or aging equipment. Coverage may apply if the furnace was damaged by a sudden covered event, depending on your policy details.

What are three things that are not covered by homeowners insurance?

Common exclusions include wear and tear, maintenance-related failures, and gradual damage over time. Coverage can vary by policy, so it’s best to confirm specifics with your insurer.

What happens if American Home Shield can't fix your appliance?

If a home warranty provider can’t repair an appliance, they may offer a replacement or a payout based on the contract terms and coverage limits. The exact outcome depends on the plan and approvals, so review your contract details for next steps.

Does State Farm homeowners insurance cover furnace repairs?

Many homeowners policies do not cover furnace repairs due to normal wear and tear. If a furnace is damaged by a sudden covered event, coverage may apply depending on the policy language. Your insurer can confirm what applies to your situation.

Why is State Farm denying so many claims?

Claim denials often happen when the damage falls under exclusions such as wear and tear, lack of maintenance, or gradual deterioration. Each claim is reviewed against policy terms and the documented cause of damage.

What two events are not covered under homeowners insurance?

Many policies exclude wear and tear and damage caused by lack of maintenance. Exclusions vary by policy, so confirm the exact wording in your coverage documents.

How to lower State Farm premiums?

Common ways to lower premiums include bundling policies, asking about discounts, improving home safety features, and adjusting deductibles. Reviewing coverage regularly with your agent can help you find savings without underinsuring your home.

Is it better to have a $500 deductible or $1000?

A $1,000 deductible often lowers monthly premiums, while a $500 deductible reduces out-of-pocket cost when you file a claim. The better option depends on your budget, savings, and how much financial risk you prefer to take on.

Are all State Farm agents the same price?

Rates are generally driven by underwriting and your policy details, but discounts, recommendations, and service can vary by agent. It’s worth confirming all available discounts and coverage options for your home.

How to haggle insurance down?

Ask about discounts, review coverages and limits, compare deductible options, and shop periodically. Make sure changes don’t leave you underinsured, especially on dwelling replacement coverage.

What is the 70 30 rule in negotiation?

The 70/30 rule is a negotiation approach where you aim to listen more than you talk. Asking good questions and understanding the other side’s constraints often leads to a better outcome.

What is the 80% rule in insurance?

The 80% rule commonly refers to insuring a home to at least 80% of its replacement cost to avoid reduced payouts on certain partial-loss claims. Your insurer can explain how this applies to your specific policy.

Is $500 a month a lot for insurance?

It depends on your home value, coverage limits, deductible, claims history, and location. If your premium feels high, review discounts, deductibles, and coverage details with your agent to look for savings while keeping proper protection.

Sullivan Heating Cooling Plumbing - Heating System Installation serving Grandville MI
Address: 4101 40th St SE STE 1, Kentwood, MI 49512
Phone: (616) 693-5491

FAQ's About Furnace Repair

What is the most common problem of a furnace?

The most common furnace problem is ignition failure, followed closely by dirty filters, faulty thermostats, and worn flame sensors. Cold Michigan winters put heavy strain on furnaces, making regular maintenance essential.

What is the $5,000 rule for HVAC?

The $5,000 rule is a quick way to decide between repair or replacement. Multiply the furnace’s age by the cost of repair. If the total is over $5,000, replacement is usually the smarter long-term investment.

Is furnace repair covered by homeowners insurance?

Most homeowners insurance does not cover normal furnace breakdowns due to wear and tear. Coverage may apply only if the damage was caused by a sudden, covered event like fire or a power surge.

What is the most expensive thing to fix on a furnace?

A heat exchanger is typically the most expensive furnace repair. If it’s cracked, replacement is often recommended for safety and efficiency reasons.

What is the life expectancy of a furnace?

Most furnaces last 15–20 years with proper maintenance. Older units become less efficient and more prone to breakdowns, especially during extreme cold.

How much does it cost to diagnose a furnace?

A professional furnace diagnostic typically costs $75–$150, depending on the issue and time of service. Emergency or after-hours visits may be higher.

What typically goes out on a furnace?

Common furnace failures include flame sensors, ignitors, blower motors, and control boards. These components wear out faster during long heating seasons.

What fails first on a furnace?

The ignitor or flame sensor often fails first because it’s used every heating cycle. These are common, fixable issues when caught early.

How can you tell if a furnace is dying?

Warning signs include uneven heating, frequent cycling, rising energy bills, unusual noises, and repeated repairs. If your furnace struggles to keep up, it may be nearing the end of its life.

How do you heat a house when the furnace is broken?

Use space heaters safely, keep doors closed to retain heat, and seal drafts. Never use ovens or grills for heating. Call for emergency furnace repair as soon as possible to avoid frozen pipes.

What temperature is dangerously cold for a house?

Indoor temperatures below 55°F can lead to frozen pipes and structural issues. In Michigan winters, homes should never be left unheated for extended periods.

How do the Amish heat their homes in the winter?

Many Amish homes rely on wood stoves, coal stoves, or propane heating, often combined with excellent insulation and passive heat strategies.

Can pipes freeze if the furnace broke?

Yes. If indoor temperatures drop below freezing, pipes can freeze quickly, especially along exterior walls or in basements and crawl spaces.

Should I leave heating on all night in freezing weather?

Yes. Keeping consistent heat helps prevent frozen pipes and reduces strain on your furnace. Large temperature drops overnight can increase the risk of damage.

What temperature should a house be kept at in winter to prevent frozen pipes?

Set your thermostat to at least 60–65°F, even when away. Open cabinet doors near plumbing to allow warm air circulation.

Does homeowners insurance cover frozen pipes?

Insurance may cover frozen pipe damage only if reasonable heat was maintained. Claims are often denied if the home was left unheated or neglected.

How much do plumbers charge for frozen pipes?

Frozen pipe repairs typically range from $150 to $1,000+, depending on pipe location, damage, and whether pipes burst.

What two events are not covered under homeowners insurance?

Most policies exclude normal wear and tear and maintenance-related failures, including aging HVAC systems and neglected plumbing.

Will homeowners insurance pay for plumbing repairs?

Insurance usually covers sudden, accidental plumbing damage, not gradual leaks or aging pipe failures. Preventive maintenance is key.

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